💱Currency Exchange Calculator

Calculate currency exchange amounts with real-time rates and fees.

Uses approximate rates. For accurate rates, use a live exchange service.

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About Currency Exchange Calculator

Convert any amount between world currencies and account for exchange fees with this Currency Exchange Calculator. Enter the amount, source currency, target currency, and any service fee percentage to see exactly how much you'll receive after conversion costs. Essential for international travel, cross-border business, and wire transfers.

How to Use Currency Exchange Calculator

1
Enter the amount to convert
Input how much money you want to exchange in the source currency.
2
Select currencies and rate
Choose the source and target currencies and enter the current exchange rate.
3
Add fees and review result
Enter any applicable service fees to see the exact amount you will receive after all costs.

Common Use Cases

Calculating how much foreign currency to bring on a trip
Comparing exchange rates from different providers
Estimating the cost of an international wire transfer
Converting international invoices or pricing to local currency

Frequently Asked Questions

Why do I get less than the published exchange rate?

Banks and exchange services add a spread (markup) on top of the mid-market rate, plus may charge flat fees. This calculator lets you input the actual rate and fee so you can see the true cost of the conversion.

What is the mid-market rate?

The mid-market rate (also called the interbank rate) is the midpoint between buy and sell prices of a currency. It is the 'real' exchange rate and the one you see on Google or Reuters. Retail customers almost never get this rate.

Is it better to exchange currency before or after traveling?

It depends. Airport kiosks and hotel desks typically offer the worst rates. Using a no-foreign-transaction-fee credit card or withdrawing from a local ATM abroad often gives you the best effective rate.