📈Future Value Calculator

Calculate the future value of an investment with regular contributions.

Present Value ($)

Annual Interest Rate (%)

Time Period (years)

Compounding Frequency

About Future Value Calculator

Calculate the future value of a lump-sum investment or regular savings contributions over time with compound interest. Enter the present value, annual contribution, interest rate, and number of years to project investment growth and see a year-by-year accumulation table.

How to Use Future Value Calculator

1
Enter present value and rate
Input the initial investment amount and expected annual interest or growth rate.
2
Add contributions and timeframe
Optionally add regular contribution amount and select the investment period in years.
3
View growth projection
See the future value and a year-by-year growth chart.

Common Use Cases

Projecting retirement savings growth over time
Estimating investment portfolio value at a target date
Planning education fund contributions and growth
Comparing scenarios with different contribution amounts or rates

Frequently Asked Questions

What is future value?

Future Value (FV) is the projected value of a current asset or investment at a specific date in the future, based on an assumed growth rate. FV = PV × (1 + r)^n for lump sums, plus the future value of any regular contributions.

Does it account for regular contributions?

Yes — you can enter a recurring contribution amount (monthly or annual) alongside the initial lump sum to model a savings or investment plan with regular deposits.